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June 28, 2019 Last weekend my wife, Carolyn, and I were sorting through some boxes of paperwork in her mother’s basement. We stumbled across the last will and testament of Carolyn’s great, great, great-grandfather, Richard Clark. It was signed by him on June 11, 1903. A few lines in his will stood out to me: “I give, devise and bequeath to my dear wife, Rachel, the brick part of the house in which we now

Rob Carrick June 28, 2019 The most intense debate in personal finance is no longer whether it’s better to invest or pay down your mortgage. Today’s guaranteed conversation starter is the question of whether you can find financial success by denying yourself small luxuries such as lattes or avocado toast and using the money instead to build wealth. Denial sells because it’s easy to understand and theoretically practical. If you put $20 a week into

July 9, 2019 It has almost become an urban legend: the tale of what will happen when the baby boomers retire. Shortages of workers will be the bane of every industry, we are told, and younger workers will finally (finally!) get to experience what it feels like to be in a seller’s market. After all, every day that huge generation gets older surely means they are collectively getting a day closer to the golf course

Bill Curry July 10, 2019 The Bank of Canada is leaving its overnight rate unchanged as positive signs in the Canadian economy are mostly offset by global trade tensions, including China’s restrictions on Canadian canola and meat. A healthy labour market and solid business and consumer confidence led the central bank to give a slight bump to its 2019 growth forecast, which now stands at 1.3 per cent, up from the 1.2 per cent in